Medical Claim Jobs In Malaysia
Job benefits are much more than just a fixed salary nowadays. With top companies in Malaysia desperate to recruit high-quality talents in this competitive job market, job benefits have evolved over the years in terms of variety and quality.
Some of the more famous benefits provided by jobs in Malaysia include:
- Salary
- Commission
- Annual, quarterly, and even monthly bonus
- Employee Provident Fund (EPF) contribution
- Social Security (Socso)
- Unemployment Benefits (EIS)
- Annual Trip/Vacation
- Various types of leave days
- Transport Allowance
And more! Today, we will be focusing on one of the most common job benefits in Malaysia - Medical claims.
What are Medical Claim Jobs
A medical insurance covers the cost of private medical treatment, such as if you are hospitalised due to injury if you are diagnosed with covered illnesses and other healthcare services.
Many companies in Malaysia do offer medical insurance as a job benefit. By paying a premium to the insurance company, you could be covered for medical expenses up to a certain limit, and even for yearly checkups to ensure that any potential health issues are discovered early.
Some of the medical claims you could perform include:
- Inpatient/Outpatient
- Day Surgery
- Cancer Treatment
- Kidney Dialysis
- Emergency Accident Treatment
- Emergency Sickness
- Outpatient Clinical
- Dental Claims
And much more. However, double-check with your company and insurance provider on the full list of claimable medical expenses - so that you don’t receive a secondary shock if and when you are about to be admitted.
Medical Claim Jobs: Why is it Important
Medical costs have been steadily increasing over the years. Whether it be visiting the clinic, purchasing medicine, going for a health checkup or even going for emergency surgery, the truth is most people would not be able to comfortably afford private medical fees.
If your company could provide medical claim benefits, it is definitely beneficial because you could either save on buying your own health insurance premium (especially if you are of higher age) or increase the total amount of coverage you receive (your own + company’s medical insurance).
Medical claims may not sound exciting when you first hear them, but trust us that it is absolutely crucial whenever you need them.
What company size would provide Medical Claim Jobs?
First of all, must companies provide medical claim jobs in Malaysia? The answer is no. However, providing medical claim benefits is a popular thing to do because it makes employees feel more secure - especially feeling protected from any potentially high medical expenses and issues.
When employees feel more secure, it will naturally contribute to the success of the company. If the company is not able to afford medical insurance for medical claims, there is secondary protection - SOCSO.
SOCSO could provide you with medical benefits, temporary/permanent disablement benefits, and even benefits for dependants and funerals.
Medical Claim Jobs: Attention!
Medical claims are divided into two types: Cashless and Reimbursement.
The cashless medical claim is the most preferred type because you could simply call your company’s insurance provider, or presenting your medical card (or e-card in an app) will be enough for you to be admitted for medical services - no upfront costs.
Meanwhile, the Reimbursement type requires you to pay for your own medical fees upfront before even being admitted for medical service, then make a claim from your company’s insurance provider later on.
By now, it would be obvious which type is more advantageous, so be sure to understand the type of medical claim policy your company provides, in order to prepare for the rainy day(s).
How to search for Medical Claim jobs
If you are intrigued by medical claims by now, you may also be interested in applying for medical claim jobs in Malaysia. Having a medical claim benefit could boost your sense of security and avoid high medical fees for you and your loved ones.
Since this is a popular employee benefit offered by companies in Malaysia, we figured that you already have a high chance of applying for one.
It’s easy to search and apply for Medical Claim jobs:
- On Job Majestic’s website, search for your dream jobs
- Our majestic job ads show all the job benefits that are offered by the company
- Look for phrases such as “Medical Claim”, “Health Insurance”, “Annual Medical Checkup”, or even “Medical Claimable”
Ready to land your dream medical claim job in Malaysia? Find the right job at Job Majestic today and live a Majestic life tomorrow.
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